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We hold our sponsors and partners to the highest industry standards. Once vetted, those sponsors may compensate us for clicks and transactions that occur from a link within this . You made the mistake of ing bank s when you ed hands in marriage. Now what? By Jess Miller. Last month, creditcards. A smaller — 6 percent — have taken the subterfuge a step further, leading financial double lives by maintaining hidden checking or savings s or using secret credit cards.
But Pisarra says that could be a that one-half of a blessed union is already planning to make a run for it. And part of that exit strategy is having available cash. Both appear on the bottom of your paper checks, or you can ask your bank. A whopping 95 percent of married couples file their taxes together — but they could file separately if they chose to. Situations where it makes sense include these, according to TurboTax :.
If you can convince your spouse to file separately, you can request HR increase your tax withholding. That will take more money out of your paychecks and help you get a bigger refund check later — which you can have sent to a separate bank . The real beauty is that the cash goes under the radar because the total charge shows in online banking as groceries. One of your best options is an online bank . We spoke to Ally Bank, a top-ranked online-only bank , and a customer service rep told us that nothing gets mailed to your home address.
Some online banks also offer smartphone apps that will deposit your check remotely if you take a photo of the front and back of the check. The problem with getting a credit card is that it can be traced two ways: through bills sent to your home, and through the bank you use to pay your bills. The second problem can be solved using an online bank . The first problem can be solved by setting up a P.
Postal Service. Be careful when you apply for the credit card. Under federal law, a physical address is required to open one. But according to a customer service specialist at Capital One, you can change your address on file to a P. These are often sold in pharmacies, and many are reloadable. These make a lot of sense if you want to spend or save money in secret. You can load up several cards at once and stash them away until you need them. There are downsides — the money is usually not insured, and there can be fees for not using the cards and for reloading them. The final option is also the final destination for all your cash, prepaid debit cards, and credit cards.
Jess is the former assistant editor at Debt. Published by Debt. You should receive a call within the next few minutes so you can get connected. If you are unavailable, a confirmation text will be sent, so connecting at your convenience is quick and easy. We look forward to assisting you!
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About the Author. Jess Miller Jess is the former assistant editor at Debt. View All Posts. What can we help you with? Credit Card Debt. Student Loan Debt. Back Taxes. Fix My Credit. Tell us how much you owe. What problems are you having with your credit report? Late Payments. Charge offs. What is the status of your payments? What type of tax debt do you have?
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